About Duane

Helping You Secure the Right Mortgage, With Confidence.

With Duane, we believe getting a mortgage should be simple, transparent, and stress-free. With years of expertise in the lending industry, we guide homeowners and buyers through every step from understanding loan options to closing with confidence. Our goal is to provide personalized solutions tailored to your financial needs, ensuring you feel supported throughout the entire process.

To become the most trusted mortgage partner nationwide, known for simplifying the lending process, educating clients, and building lasting relationships based on honesty and results.

Our mission is to empower families and individuals by offering clear guidance, competitive mortgage solutions, and exceptional client care. We are committed to making homeownership accessible, achievable, and enjoyable for everyone we serve.

About Duane Buziak

Get to Know Duane

Fast, free, no-obligation pre-approvals 7 days a week. With soft-touch credit, you can shop and get full loan estimates without affecting your credit score. Whatever matters most to you matters most to me.

When saving money or closing on time is critical, I’m the one call to make. My background includes serving as Assistant Vice President at five major banks, including Bank of America, with years of experience in commercial, investment, banking, management, and insurance.

I entered the mortgage industry at Embrace HomeLoans, followed by Movement Mortgage, LoanDepot, Gateway Mortgage, LandHome, American Pacific, and Barrett Financial, before joining Coast2Coast Mortgage. Today, my portfolio includes trusted lenders such as PennyMac, UWM, NewRez, Freedom Mortgage, Nations, AmerisBank, FirstFederal, AmeriTrust, LoanUnited, AFR, CMG Mortgage, Cardinal, JET Mortgage, Kind Lending, Mutual of Omaha, PRMG, SunWest, Towne Mortgage, Village Capital, Windsor, and many more.

Money management is all I know. Whether it’s your first home or your fifth, I’ll ensure a smooth process with fast turn times, upfront underwriting, competitive pricing, and on-time closings.

Your Trusted Mortgage Partner for Stress-Free Home Financing

At Close with Duane, we make the mortgage process clear, simple, and approachable. With years of expertise and access to a wide network of lenders, we help buyers, homeowners, and investors secure the right loan with confidence. Our focus is on trust, transparency, and guidance every step of the way.

Why Clients Choose Duane: The NoTouch Credit Advantage

What makes Duane different right from the start? It’s his commitment to making the mortgage process stress-free. With his exclusive NoTouch Credit Pre-Approvals, you can explore lenders, compare rates, and secure pre-qualification without impacting your credit score.

This unique feature ensures you can shop with confidence, knowing your credit remains protected while you explore the best loan options available. It’s just one of the many ways Duane delivers a smoother, more transparent experience for every client.

Check your eligibility now

Even small differences in rate or fees can save you thousands. I focus on clarity (monthly payment analysis, closing-cost breakdowns, DTI) so you always know the true cost.

Answers to Your General Question

The pre-approval process is much more complete than pre-qualification. For pre-qualification, the loan officer asks you a few questions and provides you with a pre-qual letter. Pre-approval includes all the steps of a full approval, except for the appraisal and title search. Pre-approval can put you in a better negotiating position, much like a cash buyer.

Usually, people refinance to save money either by obtaining a lower interest rate or by reducing the term of the loan. Refinancing is also a way to convert an adjustable loan to a fixed loan or to consolidate debts. The decision to refinance can be difficult, since there are several reasons to refinance. However, if you are looking to save money, try this calculation: Calculate the total cost of the refinance Calculate the monthly savingsDivide the total cost of the refinance (#1) by the monthly savings (#2). This is the “break even” time. If you own the house longer than this, you will save money by refinancing. Since refinancing is a complex topic, consult a mortgage professional.

 

A rate lock is a contractual agreement between the lender and buyer. There are four components to a rate lock: loan program, interest rate, points, and the length of the lock.

Tips & Information

Buying a home or refinancing can feel overwhelming, but the right guidance makes all the difference. Explore helpful insights, proven strategies, and step-by-step advice to make confident financial decisions.

Support

Have questions or need guidance? We’re here to help every step of the way. Whether you’re exploring options, preparing documents, or finalizing your loan, our team is just a call or email away.

Email Address

duane@coast2coastml.com

Phone Number

804-212-8663

Still unsure about the right loan program? Let’s talk it through.

We offer a free consultation to review your options, answer your questions, and guide you toward the best path for your home financing needs.